Irs 2025 401k Contribution Limits 2025. The irs on friday announced an increase to the amount individuals can contribute to their 401 (k) plans in 2025 — to $23,500, up from $23,000 in 2024. The irs has released the updated contribution limits for retirement plans in 2025.

Here’s what that means for your paycheck. But investors aged 60 to 63 can instead save an extra $11,250, based on changes enacted.